About Us

OUR CEO
Shermel A. Jeffers Chandwani
Mrs. Shermel A Jeffers Chandwani, as the visionary founder and Chief Executive Officer of SAJ Interior Design & Real Estate SKN. Shermel has redefined what it means to buy and sell properties in St. Kitts and Nevis—and beyond.
Shermel’s approach is anything but ordinary. She combines her financial expertise with genuine care, making every client feel like they’re her top priority. Beyond connecting clients to financial institutions, she takes the extra step to provide tailored mortgage advice and even schedules appointments—transforming what could be a stressful process into a smooth and effortless journey.
From Banking to Boutique Real Estate Leader
Shermel’s career began in the banking sector, where her skills in financial services quickly garnered recognition. From 2005 to 2012, she earned over 25 awards as the Top Personal Lending Officer at RBC Royal Bank of Canada, a testament to her ability to guide clients toward sound financial decisions. However, in 2015, Shermel took a leap of faith into entrepreneurship, sparking the creation of SAJ Interior Design & Real Estate Services on January 1, 2015.
A Trendsetter in Luxury Real Estate
Today, SAJ Interior Design & Real Estate Services is renowned for its expansive portfolio, valued at over $300 million. Shermel’s background in banking uniquely positions her to offer clients comprehensive guidance on mortgage financing. “We don’t just sell properties; we provide a holistic experience by counseling clients on their financial options and connecting them with the right financial institutions,” she explains.
This dual expertise in finance and real estate sets SAJ apart, allowing the agency to deliver exceptional service unmatched in St. Kitts & Nevis. The firm has become a trusted partner for buyers and sellers worldwide, attracting clients from Canada, China, Europe, the UAE, the UK, and the U.S.

Accolades and Recognition
SAJ’s commitment to excellence has not gone unnoticed. In 2024, the firm was named the “Best Luxury Boutique Real Estate Consultancy in St. Kitts & Nevis” by Luxury Lifestyle Awards. It was also recognized as one of the “Top 100 Luxury Real Estate Brokers of the World” for 2024. These accolades highlight SAJ’s pivotal role in advancing the Caribbean’s luxury real estate market.
In March 2025, SAJ was successfully awarded “Leading Luxury Real Estate Consultancy for Personalized Investment Guidance in Saint Kitts & Nevis, The Caribbean” by Global Elite Awards.
As SAJ Interior Design & Real Estate Services continues to flourish, it remains a beacon of professionalism, integrity, and innovation. For those seeking a partner to navigate the complexities of luxury real estate in the Caribbean, Shermel A. Jeffers Chandwani and her team stand ready to deliver unparalleled expertise and service.
Discover why SAJ Interior Design & Real Estate Services is the “Best of the Best” in Caribbean luxury real estate. Reach out today to experience their Commitment to Excellence and turn your property dreams into reality.
When you choose Shermel and SAJ Real Estate SKN, you’re not just purchasing property—you’re investing in excellence.